Zero2File
The operations layer for Canadian mortgage brokers — inbox, documents, and deal files, handled so brokers can close.
AI-powered operations for Canadian mortgage brokers. Connects email, cloud storage, and deal workflows so client documents become organized files — not another inbox to drown in.
System story
The problem
Independent and team-based Canadian mortgage brokers live in email and Drive/OneDrive, juggle dozens of open deals, and lose hours every week renaming, filing, chasing docs, and rebuilding context before they can actually advise clients. Brokers already have the tools — mail, cloud storage, application software. What's missing is the connective tissue: knowing what arrived, who it belongs to, where it should live, and what still needs attention.
What we built
Zero2File sits in that gap. It watches the channels brokers already use, brings order to client paperwork and correspondence, and keeps each deal's story in one place so the team isn't hunting through threads and folders to figure out what's next — arrive → understand → file → act.
Automation & intelligence
An AI-assisted operations platform that connects a broker's email, document storage, and mortgage application tools so client files move from "something landed in the inbox" to "organized, trackable, ready to work" without the manual shuffle. Integrated with Finmo via the Lendesk API so deal workflows stay connected to the system of record.
Business impact
Mortgage ops is high-stakes, high-volume, and stuck in tools that don't talk to each other. Zero2File is a production system for that reality: multi-tenant, privacy-conscious (including careful handling of sensitive identifiers), and built around how Canadian brokers actually work — not a generic "AI inbox" demo. Brokers stay in control of advice and decisions; Zero2File absorbs the repetitive work of triage, organization, and keeping each deal's paper trail intact.
Overview
Zero2File is a mortgage brokerage operations platform built for Canadian brokers who run deals through email and cloud storage. It bridges inbox, filing, and application workflows so incoming client materials become structured, findable files instead of scattered attachments. Brokers stay in control of advice and decisions; Zero2File absorbs the repetitive work of triage, organization, and keeping each deal's paper trail intact — so more of the week goes to clients, not folders.
How it flows
- 01Something arrives — Client documents or deal messages enter the broker's normal inbox; Zero2File treats that as the start of work, not another pile to sort later.
- 02Context, not chaos — Surfaces what the material is about and which client/file it belongs with, so brokers aren't starting from a blank folder every time.
- 03Filed and findable — Materials land in connected storage under a clear client structure, with the deal's history visible in the product.
- 04Ready to act — Brokers work from an organized file: drafts, status, and next steps closer at hand — time goes into advising and closing, not admin archaeology.
- 05Finmo-connected — Built on Lendesk's Finmo API so origination workflows stay integrated with the mortgage system of record.
Brand palette
Primary Black
#000000
Main brand background for UI and logo surfacesElectric Blue
#3B82F6
Accent color for the mark, interactive elements, and highlightsDeep Navy
#0F172A
Secondary surface and wordmark contrastPure White
#FFFFFF
Text and high-contrast elements on dark surfacesTechnology
- Next.js
- React
- AI Document Processing
- Finmo API
- Email Integrations
- Google Drive / OneDrive
- Multi-tenant Architecture
Product experience
Screenshots coming soon
Use Visit live site above for the current product — a visual walkthrough will land here soon.